For many of us, renewal time is here for our .Mac accounts. I’m mentioning that because if your account is like mine, it’s set up for automatic renewal on Oct. 8. (Of course this depends on when you initiated it up and how you did so. But as you recall, a lot of us converted from the free version to the paying service at the same time.)

I’ll be right up front and say that I renewed. The service is valuable to me because it integrates well with my workflow. I like the email account. Backup runs everyday when I go to lunch to protect my morning’s work. I use the “iPhoto to .Mac” online system for quickly building photo catalog pages and sharing them with friends. And the tipping point for me was the addition of iBlog, which I use to create “Story Photo Notes” on my photography site, storyphoto.com.

Whether or not you feel the same way about your .Mac account, you should probably go review your account settings to make sure everything is the way you want it. As we all know, it’s very difficult to undo something that’s been done with Apple. (For example, weeks after returning them, I’m still waiting for a credit on two linen books that had printing defects.)

Think about the value of .Mac to you, then log on and make sure your account is set up accordingly.